Our advice process
What you can expect
No two people or businesses are the same. Whilst there may be some similarities, we believe each situation is unique. There is an ever increasing range of financial solutions available and the challenge is how you identify the right strategy for you.
Wealthcare can work with you to ensure that you have a plan focused on achieving your goals and aspirations. Our typical advice process can be summarised by the following six stages:
Stage 1 – Complimentary Initial Consultation
We begin with an informal conversation to understand how we might support you. This is an opportunity for us both to ask questions and decide whether we are the right fit for each other.
Stage 2 – Discovery meeting: Understanding You
In line with our mission to support you with knowledge and clarity, we take the time to understand your whole picture including your personal circumstances, financial information, and your future aspirations. We ask questions to explore your true aims and objectives so that we can put a plan in place that reflects your definition of success.
Stage 3 – Insight: Analysis and Overview
We carefully analyse your current position and evaluate how well it aligns with your goals. Our team works collaboratively, often alongside your existing professional advisers, to provide a clear overview of the characteristics and benefits of any existing contracts. After we provide you with a brief summary of any current plans we will discuss whether moving to the next stage of the financial planning process is the right choice for you.
Stage 4 – Vision into Action: Financial Planning Report
With a complete understanding of your needs and values, we conduct thorough research and design a bespoke Financial Planning Report. This plan outlines the course of action required to help turn your goals into reality. Our focus is on what’s right for you, not just a product or solution.
Stage 5 – Implementation of Your Plan
Once you are comfortable in the plan, we move to the implementation stage of our service. This includes liaising with providers, completing paperwork, and coordinating with your other professional advisers where needed all the while ensuring everything is done efficiently and with care.
Stage 6 – Ongoing Partnership: Supporting You into the Future
Your goals may evolve and we’re here for the long term. Our ongoing service options ensure your plan adapts as life changes, continuing to give you the knowledge, peace of mind and support you need to stay on track.
How we charge for our advice
We understand that by appointing us as your independent financial advisers you are placing your trust in us.
We will explain clearly the areas on which we advise and the services we offer. We will act in your best interests at all times and with total integrity. Our actual charges and fees will be agreed with you before we do any work and we will explain your payment options too.
We offer different levels of services, all of which have the flexibility to be tailored to suit your particular requirements and the complexity of your financial circumstances.
Our usual process is to arrange a free initial meeting with you, in order to establish your needs and objectives. This allows our independent financial advisers to make an assessment of the work to be undertaken together with any ongoing work that may be required. This will also allow you the opportunity to ensure that you are comfortable working with us.
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